Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Legal Information & Website Use
View our legal terms and information regarding the use of our website.
Our Social Media Policy
View our guidelines for our social media sites.
Pacific Life respects and values the privacy of its customers and website visitors. We have established a set of privacy policies that outline our privacy practices and the privacy rights available to you as a customer or a visitor to our website. To find out more about how we collect, use, maintain, protect and share your information, please review our privacy policies.
Online Privacy Policy
Information about our policies on protecting your privacy online.
Customer Privacy Notice
Information about our policies on protecting your privacy specifically for Pacific Life customers.
HIPAA Notice of Privacy Practices
Review our privacy practices for HIPAA covered products.
California Producer Privacy Notice
Information about our policies on protecting your privacy specifically for Pacific Life producers.
US Employee Privacy Notices
Review our privacy practices for employees.
Applicant Privacy Policy
Information about our policies on protecting your privacy specifically for Pacific Life job applicants.
Your Privacy Choices
To exercise your rights under the applicable insurance regulations and CCPA.
If you have questions about our privacy practices, please contact us.
Climate Risk Disclosure
Read our responses to the NAIC Climate Risk Survey in alignment with the Task Force on Climate-related Financial Disclosures (TCFD).
Environmental Policy
Read about our efforts to create a positive impact for the planet.
Human Rights Policy
Read about our efforts to respect and promote human rights.
Responsible Marketing Policy
Pacific Life maintains a compliance program designed and tailored to review and provide guidance consistent with all applicable laws and regulations pertaining to responsible and fair marketing.
Responsible Investment Policy
Investing responsibly is a key pillar of Pacific Life’s Corporate Social Responsibility program.
Responsible Product Offerings Policy
Read about our efforts to design and manage products and services that enhance the company’s financial strength for the benefit of its mutual policy owners.
New York Confidentiality for Domestic Violence Victims and Endangered Individuals
Information about New York Insurance Law §2612.
Service of Process
Instructions for serving Pacific Life.
Transparency in Coverage provisions of the Affordable Care Act (ACA)
Access the machine-readable file containing information related to Pacific Life Insurance Company’s group health plan.
Occupational Health and Safety Policy
This policy outlines our commitment to implementing effective health and safety practices and complying with relevant laws and regulations.
Anti-Fraud Policy
Information for our employees about identifying and reporting evidence of fraud.
Antitrust and Unfair Competition Policy
Information for our employees about avoiding engagement in antitrust and unfair competition practices.
Code of Conduct
For nearly 160 years, our employees have served as the proud stewards of our brand, preserving our integrity, and our reputation as an ethical company.
Gifts & Anti-Bribery Policy
Information for our employees about giving and receiving gifts and entertainment and avoiding bribery and other inappropriate payments.
Insider Trading Policy
Information for our employees about Insider Trading and protecting material non-public information.
Preventing Harassment, Discrimination, and Retaliation Policy
Information for our employees about preventing harassment, discrimination and retaliation.
Protection and Proper Use of Confidential and Restricted Information
Information for our employees on protection and proper use of confidential and restricted information.
Reporting Violations, Seeking Help, and Raising Concerns
Information for our employees on reporting violations of our Code of Conduct and the importance of raising concerns.
Please visit our Global Procurement Solutions page for more information.
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