Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
At Pacific Life Insurance, (PLI) we are committed to providing a safe and healthy work environment for all employees, contractors, and visitors. We recognize that maintaining high standards of occupational health and safety is essential for the well-being of our employees, visitors, the overall success of our business and the environment. This policy outlines our commitment to implementing effective health and safety practices and complying with relevant laws and regulations.
1. Prevention of Workplace Hazards: We will identify, assess, and eliminate or mitigate workplace hazards to prevent accidents, injuries, and illnesses. This includes regular risk assessments, hazard identification, and implementing appropriate control measures.
2. Compliance with Laws and Regulations: We will comply with all applicable occupational health and safety laws, regulations, and industry standards. We will continuously monitor changes in legislation and adapt our practices accordingly.
3. Employee Participation and Training: We will promote active participation and involvement of employees in all matters related to health and safety. We will provide comprehensive training programs to ensure that employees are aware of potential risks, know how to use safety equipment, and understand safe work procedures.
4. Continuous Improvement: We are committed to continuously improving our health and safety performance. We will establish measurable objectives and targets, regularly review our processes, and implement corrective actions to enhance our safety culture.
5. Emergency Preparedness: We have developed and maintain effective emergency response plans and procedures. Regular drills and simulations are conducted annually to ensure that employees are well-prepared to respond to emergencies effectively.
6. Communication and Reporting: We have established clear channels of communication for health and safety matters, ensuring that employees can report hazards, incidents, or concerns without fear of reprisal. Regular communication will be maintained through meetings, notices, training sessions, and other appropriate means.
7. Allocation of Resources: We will provide the necessary resources, including personnel, equipment, and financial support, to implement and maintain effective health and safety practices. Adequate time, training, and support will be provided to employees to fulfill their health and safety responsibilities.
8. Contractor and Visitor Safety: We will extend our commitment to health and safety to contractors, visitors, and anyone who may be affected by our operations. We will establish clear guidelines for contractors and visitors to adhere to our health and safety standards while on our premises.
9. Environmental Responsibility: We will integrate environmental considerations into our health and safety practices, aiming to minimize our impact on the environment and promote sustainable operations. We work with local environmental health agencies to ensure that we are protecting our employees as well as our environment. Annual reports and inspections are conducted
10. Management Responsibility and Accountability: Management will lead by example and demonstrate visible commitment to health and safety. Managers and supervisors will be held accountable for implementing and enforcing health and safety policies and procedures within their areas of responsibility.
This policy will be communicated to all employees, contractors, visitors, and stakeholders. It will be reviewed and updated periodically to ensure its ongoing suitability and effectiveness. All employees will be required to comply with this policy, and any discrepancies may result in disciplinary action.
When an injury or illness occurs that is serious enough to require immediate medical treatment, all employees are instructed to call 9-911. Enterprise Physical Security & Safety will also be notified as soon as possible.
Reporting Serious injuries or illnesses or deaths, must be reported to Pacific Life Absence Management (absencemgt@pacificlife.com) as soon as possible, but no longer than 8 hours after the incident occurred. Enterprise Physical Security & Safety will complete a detailed incident report documenting what happened.
All other work-related injuries or illnesses must be reported to Pacific Life Absence Management or to Enterprise Physical Security & Safety within 24 hours of the incident. Absence Management will assist the employee in filing all required workers compensation claim forms. If after-hours or during extended holidays when an Absence Management representative is not available, building security can assist with filing all required paperwork, including a detailed incident report documenting what happened.
All accident investigations will be conducted by Enterprise Physical Security & Safety. As part of completing the Incident report, Enterprise Physical Security & Safety will work together with the employee, to determine the cause of the incident and to ensure that appropriate follow-up, hazard communication, and hazard correction has occurred. Accident investigations will be conducted by Enterprise Physical Security & Safety with the primary focus of understanding why the accident or near miss occurred and what actions can be taken to preclude recurrence. The following questions will need to be answered in the Incident report.
Training is provided to each employee, including managers and supervisors, about general and job-specific safety and health practices.
Last updated July 2024
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