Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
An immediate annuity is designed to provide reliable income immediately (or within one year of purchase). With it, you can tailor income to fit your needs and create income that lasts for life.
Financial strength ratings for the companies issuing our annuity products.
This product is available in all states.
Offers you the ability to make a single payment, and immediately begin receiving steady income on a regular basis.
PRODUCT RESOURCES:
Product GuidePacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Nonqualified contracts may not be subject to the various requirements for qualified contracts, but are still subject to an additional 10% federal tax for annuity payments, withdrawals, and other distributions prior to age 59½. While there are exceptions to this additional federal tax under IRC Section 72(q), certain payment options may not comply. The payment acceleration feature may be considered a modification to the 72(q) program and may subject the series of 72(q) withdrawals, including any prior withdrawals, to an additional 10% federal tax. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income.
Broker/dealer and state variations may apply. Contact your broker/dealer for availability.
Insurance product and rider guarantees, including optional benefits and any fixed crediting rates or annuity payout rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. They are not backed by the independent third party from which this annuity is purchased, including the broker-dealer, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
The home office for Pacific Life & Annuity Company is located in Phoenix, Arizona. The home office for Pacific Life Insurance Company is located in Omaha, Nebraska.
Contract Form Series: ICC10:30-1181, 30-1181OR (subject to state variations)
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency
24-576
FAC1101-0125 1/25 E128
Financial Professionals Sign-In
Life Insurance Annuities Annuities for RIAs Workforce Benefits Working With Us All Login SitesProducts & Solutions
Life Insurance Annuities Employee Benefits Institutional Solutions Employer SolutionsMenu